We bring a highly customized, hands-on approach to developing health and welfare benefits programs for our clients.
RTI's Approach to Providing Brokerage and Consulting Services
We bring a highly customized, hands-on approach to developing health and welfare benefits programs for our clients. Senior level personnel, all of whom have been senior level employees with national consulting and insurance firms, provide all services. This means that whether you are a large, multi-office national corporation or a small to mid-size regional company addressing the challenges of managing an employee benefit plan, you get the same level of professional expertise.
We have leverage with providers. Our years of experience, contacts and relationships in the industry, and breadth of clients, position us solidly to negotiate competitively on your company's behalf. Carriers are extremely responsive to our requests for price and/or benefit concessions.
We have the technology you need to manage your employee benefits plans. Our relationship with a variety of technology firms can help you implement appropriate technology as needed.
We focus on results. Most importantly, we identify your specific goals and evaluate results once the plan is implemented and on a regular basis to help ensure that your needs are met. Our high client retention rate speaks to our focus on results.
After evaluation of your employee benefits philosophy and defining your specific goals, we offer solutions in the following arenas:
• Benefit design and plan implementation
• Fully insured plans
• Alternate funding arrangements
• Consumer driven health care
• Voluntary benefits
• Retirement plans
• Executive benefits
• Financial analysis and modeling
• Cost management analysis
• Benefit plan administration and claims assistance as permitted by law
• Carrier/provider negotiation
• Merger and acquisition, and divestiture benefit strategies
• Coordination of services for multi-location clients
• Government compliance consulting (ERISA/HIPAA/COBRA)
• Employee meetings
• Comprehensive employee communication programs
• Individual medical plan solutions, including Medicare
• Affordable Care Act (ACA) Health Care Marketplace options