Copyright. Unless otherwise noted, all materials contained in this site are copyrighted and may not be used except as provided in these terms and conditions or in the copyright notice (documents and software) or other proprietary notice provided with the relevant materials. The materials contained in the Site may be downloaded or copied provided that ALL copies retain the copyright and any other proprietary notices contained on the materials. No material may be modified, edited or taken out of context such that its use creates a false or misleading statement or impression as to the positions, statements or actions of RTI Employee Benefit Programs. The name and trademarks of copyright holders may NOT be used in advertising or publicity pertaining to the Web site, its content, specifications, or software without specific, written prior permission. Title to copyright in Web site documents will at all times remain with copyright holders.

Use of RTI Employee Benefit Programs trademarks. The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site are registered and unregistered trademarks of RTI Employee Benefit Programs. No use of the trademarks may be used without express written permission of RTI Employee Benefit Programs. "Written" is understood to be via electronic means, including electronic mail, or hardcopy letter.

Non-RTI Employee Benefit Programs Trademarks. The trademarks, logos, and service marks not owned by or on behalf of RTI Employee Benefit Programs and that are displayed on the Site are the registered and unregistered marks of their respective owners, and terms of their use are defined by these owners. No rights are granted by RTI Employee Benefit Programs to use such marks, whether by implication, estoppel, or otherwise.

Limitation on Warranties. All materials on the RTI Employee Benefit Programs site are provided "as-is." RTI Employee Benefit Programs makes no representations or warranties, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, title or non-infringement, as to documents and graphics published on this site. RTI Employee Benefit Programs makes no warranty that the contents of such documents or graphics are free from error or suitable for any purpose, nor that the implementation of such contents will not infringe any third party patents, copyrights, trademarks or other rights.
Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

Limitation on Liability. In no event will RTI Employee Benefit Programs be liable to any party for any direct, indirect, special or consequential damages for any use of this site, or on any other hyperlinked web site, including, without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if RTI Employee Benefit Programs is expressly advised of the possibility of such damages.

Linked Sites. RTI Employee Benefit Programs offers links to other sites as a convenience to our visitors. RTI Employee Benefit Programs has not reviewed any or all of the web sites linked to this Site and is not responsible for the content of any off-site pages or any other web sites linked to this Site. Any non- RTI Employee Benefit Programs web site is independent from RTI Employee Benefit Programs, and RTI Employee Benefit Programs has no control over the content on that web site. In addition, a link to a non- RTI Employee Benefit Programs web site does not mean that RTI Employee Benefit Programs endorses or accepts any responsibility for the content, or the use, of such site. It is the user's responsibility to take precautions to ensure that whatever is selected is free of such items as viruses, worms, Trojan horses and other items of a destructive nature. As we cannot know about the maintenance on other sites, some links may not work. If you encounter a broken link, please contact RTI Employee Benefit Programs.

RTI Employee Benefit Programs Site Pages. RTI Employee Benefit Programs makes every effort to keep the structure of the site stable and to keep hyperlinks working. However, content does change, and some hyperlinks to documents or other pages on this site may not work. Hyperlinks will also not work in Portable Document Format (.pdf) representations except as noted in a link to the document. If a link does not work, or if you encounter a 404 error, it may be that communications with the server are down. You may want to try again later. If the link still does not work, please feel free to contact RTI Employee Benefit Programs.

Content. Information on this Site may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. RTI Employee Benefit Programs may make improvements and/or changes in the materials contained in or described on this site at any time without notice. RTI Employee Benefit Programs may also make changes in these Terms and Conditions without notice. User is bound by such revisions and should therefore periodically visit this page to review the then-current Terms of Use.